Voluntary Health Insurance as a Type of Non-State Social Security: Canadian Experience

The relevance of studying the issues of organizing voluntary medical insurance is beyond doubt, since this directly meets the national development goals of the Russian Federation. The purpose of the study is to determine the key parameters of voluntary health insurance programs as a type of non-state social security in Canada. Objectives of the study: substantiation of the choice of Canadian experience in organizing voluntary health insurance programs; comparative analysis of the parameters of specific voluntary health insurance products. The theoretical significance of the results obtained is associated with the possibility of their use in the educational process in higher and secondary vocational educational institutions. The results of the study can be applied in the activities of government bodies of the Russian Federation when modernizing state regulation of social processes. In the article, the author presents the results of an analysis of Canada's experience in the development of voluntary health insurance as a type of non-state social security. It is concluded that the prevalence of voluntary health insurance among the population in Canada is high, which is most likely associated with the wide range of products offered by various insurers. The scientific novelty of this study is due to the use of the author’s approach to disclosing the organization of voluntary health insurance in Canada against the background of poor study of the issue under consideration in domestic publications.

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